understanding-credit-reporting-infographic

There are over 14 million credit files in Australia and these contain over 3 million negative listings (veda Advantage 2008). Even one negative listing on a credit report has the potential to affect people’s ability to secure credit for years. The affects of this can be severe and wide spread, from the collapse of a business to family breakdowns, not being able to secure credit into today’s world can have disastrous consequences. The good news is many of these negative listings can be permanently removed from a credit file, like they never existed.


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