In most cases, it takes 30 days for a flood insurance policy to go into effect in the United States. Floods typically cause thousands of dollars in water damage, that is not covered by homeowners insurance. In the United States, 50% of uninsured homes are considered to be in high risk areas. In 2012, the average flood insurance policy premium was $650 per year. Flash floods often bring rushes of water that are 10 to 20 feet high. This infographic has been brought to you by GBW Insurance. Gerrity, Baker, Williams Inc. is a New Jersey insurance agency, providing insurance for personal and commercial customers.

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