Nowadays people are becoming increasingly aware of the prevalent economic crisis. Sensible financial planning has therefore become an indispensable element of our lives. As a consequence, many people take their time before they decide to have children. This is a huge milestone and it implies hefty spending.
Every month you get your wage slip and realise that a big chunk of money gets taken out before you even see it! You probably know that these deductions are for tax and national in[...]